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	<title>Microloans Review</title>
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	<description>All About Microloans</description>
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		<title>Taco Bell CEO Explains &#8216;Waffle Taco&#8217;</title>
		<link>http://microloansreview.com/taco-bell-ceo-explains-waffle-taco/</link>
		<comments>http://microloansreview.com/taco-bell-ceo-explains-waffle-taco/#comments</comments>
		<pubDate>Sun, 19 May 2013 00:27:27 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Business News]]></category>

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		<description><![CDATA[CNBC   &#124;  May 16, 2013 Greg Creed, president, chairman CEO of Taco Bell, talks about the company&#8217;s latest kitchen creation, the Waffle Taco, which sells for 89 cents. Share This:]]></description>
			<content:encoded><![CDATA[<p>
              <span class="videosource">CNBC</span><br />
                  |  <strong>May 16, 2013</strong>
         </p>
<h2 class="description">Greg Creed, president, chairman  CEO of  Taco Bell, talks about the company&#8217;s latest kitchen creation, the Waffle Taco, which sells for 89 cents.</h2>
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		<title>JC Penney Q1 Results</title>
		<link>http://microloansreview.com/jc-penney-q1-results/</link>
		<comments>http://microloansreview.com/jc-penney-q1-results/#comments</comments>
		<pubDate>Sat, 18 May 2013 19:27:35 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Business News]]></category>

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		<description><![CDATA[CNBC   &#124;  May 16, 2013 JC Penney will be out with Q1 results at any moment, with Burt Flickinger, Strategic Resource Group; and Stacey Widlitz, S.W. Retail Advisors. Share This:]]></description>
			<content:encoded><![CDATA[<p>
              <span class="videosource">CNBC</span><br />
                  |  <strong>May 16, 2013</strong>
         </p>
<h2 class="description">JC Penney will be out with Q1 results at any moment, with Burt Flickinger, Strategic Resource Group; and Stacey Widlitz, S.W. Retail Advisors.</h2>
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		<title>Markets Suffering a &#8216;Profitless&#8217; Rally?</title>
		<link>http://microloansreview.com/markets-suffering-a-profitless-rally/</link>
		<comments>http://microloansreview.com/markets-suffering-a-profitless-rally/#comments</comments>
		<pubDate>Sat, 18 May 2013 18:27:28 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Business News]]></category>

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		<description><![CDATA[CNBC   &#124;  May 16, 2013 Discussing whether the market is experiencing a &#8220;profitless&#8221; rally, with Kenny Polcari, O&#8217;Neil Securities, and CNBC&#8217;s Jeff Cox. Share This:]]></description>
			<content:encoded><![CDATA[<p>
              <span class="videosource">CNBC</span><br />
                  |  <strong>May 16, 2013</strong>
         </p>
<h2 class="description">Discussing whether the market is experiencing a &#8220;profitless&#8221; rally, with Kenny Polcari, O&#8217;Neil Securities, and CNBC&#8217;s Jeff Cox.</h2>
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		<title>Obama Speaks on IRS Scandal</title>
		<link>http://microloansreview.com/obama-speaks-on-irs-scandal/</link>
		<comments>http://microloansreview.com/obama-speaks-on-irs-scandal/#comments</comments>
		<pubDate>Sat, 18 May 2013 14:24:07 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Business News]]></category>

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		<description><![CDATA[CNBC   &#124;  May 16, 2013 CNBC&#8217;s John Harwood wraps up President Obama&#8217;s comments today on the IRS scandal. Share This:]]></description>
			<content:encoded><![CDATA[<p>
              <span class="videosource">CNBC</span><br />
                  |  <strong>May 16, 2013</strong>
         </p>
<h2 class="description">CNBC&#8217;s John Harwood wraps up President Obama&#8217;s comments today on the IRS scandal.</h2>
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		<title>New Twist in JPMorgan Proxy Fight</title>
		<link>http://microloansreview.com/new-twist-in-jpmorgan-proxy-fight/</link>
		<comments>http://microloansreview.com/new-twist-in-jpmorgan-proxy-fight/#comments</comments>
		<pubDate>Sat, 18 May 2013 13:24:05 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Business News]]></category>

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		<description><![CDATA[CNBC   &#124;  May 16, 2013 CNBC&#8217;s Kayla Tausche reports on a new twist in the JPMorgan proxy story. Share This:]]></description>
			<content:encoded><![CDATA[<p>
              <span class="videosource">CNBC</span><br />
                  |  <strong>May 16, 2013</strong>
         </p>
<h2 class="description">CNBC&#8217;s Kayla Tausche reports on a new twist in the JPMorgan proxy story.</h2>
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		<title>Talking Numbers: Krazy for Krispy Kreme?</title>
		<link>http://microloansreview.com/talking-numbers-krazy-for-krispy-kreme/</link>
		<comments>http://microloansreview.com/talking-numbers-krazy-for-krispy-kreme/#comments</comments>
		<pubDate>Sat, 18 May 2013 12:24:02 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Business News]]></category>

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		<description><![CDATA[CNBC   &#124;  May 16, 2013 Enis Taner, RiskReversal.com, and Joe Greco, Meridian Equity Partners, debate whether you should buy Krispy Kreme on its turnaround story. Share This:]]></description>
			<content:encoded><![CDATA[<p>
              <span class="videosource">CNBC</span><br />
                  |  <strong>May 16, 2013</strong>
         </p>
<h2 class="description">Enis Taner, RiskReversal.com, and Joe Greco, Meridian Equity Partners, debate whether you should buy Krispy Kreme on its turnaround story.</h2>
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		<title>Dell Q1 EPS: $0.21 Ex-Items vs. $0.35 Est.</title>
		<link>http://microloansreview.com/dell-q1-eps-0-21-ex-items-vs-0-35-est/</link>
		<comments>http://microloansreview.com/dell-q1-eps-0-21-ex-items-vs-0-35-est/#comments</comments>
		<pubDate>Sat, 18 May 2013 08:23:18 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Business News]]></category>

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		<description><![CDATA[CNBC   &#124;  May 16, 2013 CNBC&#8217;s Jon Fortt has Dell&#8217;s quarterly numbers. Carr Lanphier, Morningstar, offers his perspective too. Share This:]]></description>
			<content:encoded><![CDATA[<p>
              <span class="videosource">CNBC</span><br />
                  |  <strong>May 16, 2013</strong>
         </p>
<h2 class="description">CNBC&#8217;s Jon Fortt has Dell&#8217;s quarterly numbers. Carr Lanphier, Morningstar, offers his perspective too.</h2>
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		<title>Bucks Blog: Friday Reading: Marathon Training, Minus the Long Run</title>
		<link>http://microloansreview.com/bucks-blog-friday-reading-marathon-training-minus-the-long-run/</link>
		<comments>http://microloansreview.com/bucks-blog-friday-reading-marathon-training-minus-the-long-run/#comments</comments>
		<pubDate>Sat, 18 May 2013 07:23:24 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Your Money]]></category>

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		<description><![CDATA[May 17 Friday Reading: Marathon Training, Minus the Long Run Marathon training minus the long run, working out with your dog, renting cars by the minute and other consumer-focused news from The New York Times.]]></description>
			<content:encoded><![CDATA[<p class="date">May 17<br /><span class="postMetaHeaderCommentCount commentCount"><a class="commentCountLink icon commentIcon hidden commentCountNumberOnly commentCountNoPrompt" href="http://bucks.blogs.nytimes.com/2013/05/17/friday-reading-marathon-training-minus-the-long-run/"></a></span>
			    	</p>
<h5><a href="http://bucks.blogs.nytimes.com/2013/05/17/friday-reading-marathon-training-minus-the-long-run/" title="Read: Friday Reading: Marathon Training, Minus the Long Run">Friday Reading: Marathon Training, Minus the Long Run</a></h5>
<p class="summary">
    	Marathon training minus the long run, working out with your dog, renting cars by the minute and other consumer-focused news from The New York Times.</p>
]]></content:encoded>
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		<title>Stocks end lower after Fed comments</title>
		<link>http://microloansreview.com/stocks-end-lower-after-fed-comments/</link>
		<comments>http://microloansreview.com/stocks-end-lower-after-fed-comments/#comments</comments>
		<pubDate>Sat, 18 May 2013 07:23:16 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Business News]]></category>

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		<description><![CDATA[wall-street May 16, 2013 at 4:16 PM ET Video: Discussing whether you should jump into equities at the close, with Michael Crofton, Philadelphia Trust Co., and Kevin Caron, Stifel Private Client Group. Stocks ended near session lows Thursday pressured by a handful of weak economic data and as some Fed officials stated their openness to [...]]]></description>
			<content:encoded><![CDATA[<p>    <span class="category"><a href="http://www.nbcnews.com/business/tag/wall-street">wall-street</a></span></p>
<p>    <img class="avatar" src="http://microloansreview.com/wp-content/plugins/RSSPoster_PRO/cache/0d4b2_121108%5C1C4678925-cnbc.blocks_desktop_avatar.jpeg" /></p>
<p class="time">
    <span class="value">May 16, 2013 at 4:16 PM ET</span>
</p>
<p class="caption"><strong>Video: </strong>Discussing whether you should jump into equities at the close, with Michael Crofton, Philadelphia Trust Co., and Kevin Caron, Stifel Private Client Group.</p>
<p>Stocks ended near session lows Thursday pressured by a handful of weak economic data and as some Fed officials stated their openness to tapering the central bank&#8217;s bond-buying program in the coming months.</p>
<p>(<em>Read More</em>: <a href="http://www.cnbc.com/id/100743235" target="_blank">Market Flashes Overbought Signals</a>)</p>
<p>Stocks took a leg lower in the final hour of trading after San Francisco Federal Reserve President John Williams said the central bank could begin easing up on the monetary gas pedal this summer and end its bond buys late this year if the job market improves. Earlier this morning, Philadelphia Fed President Charles Plosser said the central bank should reduce asset purchases starting next month. </p>
<p>&#8220;Maybe the Williams comment was a catalyst, but it&#8217;s not like he said, &#8216;I want to taper now&#8217; and I think the market responded to that,&#8221; said a trader. &#8220;The voting members stayed dovish and the non-dovish members talked about tapering.&#8221; </p>
<p><em>(Read More</em>: <a href="http://www.cnbc.com/id/100741045" target="_blank">Fed &#8216;Tapering&#8217; Talk Getting Louder</a>)</p>
<p>The <a href="http://data.cnbc.com/quotes/.DJI" target="_blank">Dow Jones Industrial Average</a> slumped near session lows after briefly hitting a fresh all-time high. Cisco led the blue-chip gainers, while Wal-Mart sagged.</p>
<p>The <a href="http://data.cnbc.com/quotes/.SPX" target="_blank">SP 500</a> and the <a href="http://data.cnbc.com/quotes/.IXIC" target="_blank">Nasdaq</a> also closed in the red. The CBOE Volatility Index (VIX), widely considered the best gauge of fear in the market, traded near 13.</p>
<p>Most key SP sectors were in the red, led by health care<strong />and utilities, while techs rallied. Despite the weak session, major averages remain on pace for their fourth-straight positive week.</p>
<p>(<em>Read More:</em><a href="http://www.cnbc.com/id/100740574" target="_blank">This Could Be Just the Beginning of a Major Rally</a>)</p>
<p>On the economic front, weekly jobless claims jumped, <a href="http://www.cnbc.com/id/100742641" target="_blank">climbing at the fastest pace in six months</a>, according to the Labor Department. Meanwhile, housing starts fell 16.5 percent in April to a 853,000-unit annual rate. Adding to woes, factory activity in the U.S. mid-Atlantic region <a href="http://www.cnbc.com/id/100743060" target="_blank">unexpectedly contracted in May</a>, according to the Philadelphia Fed index.</p>
<p>Separately, consumer prices saw the sharpest decline in more than four years in April, due to a drop in gasoline costs.</p>
<p>Despite the weak headline numbers &#8220;the trend is still up and the economy has been improving for the last four years,&#8221; said John Fox, co-manager of the FAM Value Fund. &#8220;We&#8217;ve gone from 14-time earnings to 16-times earnings and are not at an area where multiples are worrisome. The economy is inching ahead and companies are still growing their earnings.&#8221; </p>
<p>(<em>Read More:</em><a href="http://www.cnbc.com/id/100743436" target="_blank">&#8216;Profitless Rally&#8217;: Stocks Heading for a Slowdown</a>)</p>
<p>Among earnings, <a href="http://data.cnbc.com/quotes/CSCO" target="_blank">Cisco Systems</a> surged more than 10 percent after the network equipment maker topped quarterly expectations and said <a href="http://www.cnbc.com/id/100740360" target="_blank">current-quarter revenue could increase</a>. CEO John Chambers also said the company was seeing positive signs in the U.S. and that other parts of the world are &#8220;encouraging.&#8221; In addition, at least nine brokerages boosted their price targets on the company. Smaller rivals <a href="http://data.cnbc.com/quotes/JNPR" target="_blank">Juniper</a> and <a href="http://data.cnbc.com/quotes/ALU-FR" target="_blank">Alcatel-Lucent</a> also rallied.</p>
<p><a href="http://data.cnbc.com/quotes/WMT" target="_blank">Wal-Mart</a> declined after the world&#8217;s largest retailer <a href="http://www.cnbc.com/id/100740377" target="_blank">missed earnings expectations</a>, with U.S. same-store sales down 1.4 percent, hurt by combination of a delay in income tax refund checks, cool weather, less grocery inflation than expected, and the payroll tax increase.</p>
<p><a href="http://data.cnbc.com/quotes/KSS" target="_blank">Kohl&#8217;s</a> soared after the department store chain posted earnings that <a href="http://www.cnbc.com/id/100736703" target="_blank">easily topped Wall Street expectations</a> after cost cuts boosted margins. Piper Jaffray lifted its target price on the company to $59 from $53.</p>
<p><a href="http://data.cnbc.com/quotes/DELL" target="_blank">Dell</a>, <a href="http://data.cnbc.com/quotes/JCP" target="_blank">JC Penney</a>, <a href="http://data.cnbc.com/quotes/JWN" target="_blank">Nordstrom</a>, <a href="http://data.cnbc.com/quotes/AMAT" target="_blank">Applied Materials</a> and <a href="http://data.cnbc.com/quotes/ADSK" target="_blank">Autodesk</a> are slated to post earnings after the closing bell.</p>
<p>So far, more than 90 percent of <a href="http://data.cnbc.com/quotes/.SPX" target="_blank">SP 500</a> companies have posted quarterly results, with 67 percent topping <a href="http://www.cnbc.com/id/15839135" target="_blank">earnings expectations </a>and 24 percent missing forecasts, according to Reuters. If all remaining companies post numbers in line with estimates, earnings will be up 5.3 percent on last year.</p>
<p>However, sales numbers have come in 1 percent below estimates on average, with only 46 percent of companies beating their revenue projections.</p>
<p>Overseas, first quarter growth numbers from Japan topped expectations, but a drop in capital expenditure showed the economy is still dogged by deflation.</p>
<p>&#8220;Capital expenditure is going to continue to be a drag, despite the improvement in corporate profits. Companies are still cautious about ramping up investment and you really need to see a higher level of export growth that pushes companies to invest,&#8221; said Izumi Devalier, Japan economist at HSBC.</p>
<p>(<em>Read More</em>: <a href="http://www.cnbc.com/id/100741578" target="_blank">Hold On, Japan Still Missing Key Pillar of Growth</a>)</p>
<p>&#8220;Without the third arrow of Abenomics, which is the growth strategies and structural reforms, the corporate environment is still very restrictive,&#8221; she added.</p>
<p><a href="http://data.cnbc.com/quotes/BRK.A" target="_blank">Berkshire Hathaway</a> edged lower after credit rating agency Standard  Poor&#8217;s lowered its rating on the insurance and industrial conglomerate controlled by billionaire investor Warren Buffett, by one notch to &#8220;AA&#8221; from &#8220;AA-plus,&#8221; citing the company&#8217;s reliance on its insurance operations for dividend income.</p>
<p><a href="http://data.cnbc.com/quotes/GOOG" target="_blank">Google</a> briefly hit a new all-time high of $919.98 a share before quickly pulling back. Brokerages Topeka Capital and RW Baird raised their price targets on the company.</p>
<p><a href="http://data.cnbc.com/quotes/AAPL" target="_blank">Apple</a> gained, recovering losses after a sharp 3-percent decline in the previous session. Separately, the iPhone maker announced that its customers have downloaded over 50 billion apps from the App Store.</p>
<p><em>—By CNBC&#8217;s JeeYeon Park. Follow JeeYeon on Twitter: <a href="https://twitter.com/jeeyeonparkcnbc" target="_blank">@JeeYeonParkCNBC</a></em></p>
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<p>© 2013 CNBC LLC. All Rights Reserved</p>
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		<title>Your Money: College Essays That Stand Out From the Crowd</title>
		<link>http://microloansreview.com/your-money-college-essays-that-stand-out-from-the-crowd/</link>
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		<pubDate>Sat, 18 May 2013 06:23:22 +0000</pubDate>
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				<category><![CDATA[Your Money]]></category>

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		<description><![CDATA[If you’re a high school senior trying to seduce the admissions officer reading your application essay, this may not strike you as the ideal opening line. But Shanti Kumar, a senior at the Bronx High School of Science, went ahead anyway when the university prompted her to react in writing to the idea of “Princeton [...]]]></description>
			<content:encoded><![CDATA[<p>
If you’re a high school senior trying to seduce the admissions officer reading your application essay, this may not strike you as the ideal opening line. But Shanti Kumar, a senior at the Bronx High School of Science, went ahead anyway when the university prompted her to react in writing to the idea of “Princeton in the nation’s service and in the service of all nations.”        </p>
<p>
Back in January, when <a title="The Jan. 5 Your Money column." href="http://www.nytimes.com/2013/01/05/your-money/an-invitation-to-high-school-seniors-to-write-about-cash.html">I asked</a> high school seniors to send in college application essays about money, class, working and the economy, I wasn’t sure what, if anything, would come in over the transom.        </p>
<p>
But 66 students submitted essays, and with the help of Harry Bauld, the author of “<a title="A description of the book." href="http://www.harpercollins.com/books/On-Writing-the-College-Application-Essay-25th-Anniversary-Edition-Harry-Bauld?isbn=9780062123992HCHP=TB_On+Writing+the+College+Application+Essay,+25th+Anniversary+Edition">On Writing the College Application Essay</a>,” we’ve selected four to publish <a title="The essays of the college applicants." href="http://www.nytimes.com/interactive/2013/05/17/business/college-essays.html">in full online</a> and in part in this column. That allowed us to be slightly more selective than Princeton itself was last year.        </p>
<p>
What these four writers have in common is an appetite for risk. Not only did they talk openly about issues that are emotionally complex and often outright taboo, but they took brave and counterintuitive positions on class, national identity and the application process itself. For anyone looking to inspire their own children or grandchildren who are seeking to go to college in the fall of 2014, these four essays would be a good place to start.        </p>
<p>
Perhaps the most daring essay of all came from Julian Cranberg, a 17-year-old from Brookline, Mass. One of the first rules of the college admissions process is that you don’t write about the college admissions process.        </p>
<p>
But Mr. Cranberg thumbed his nose at that convention, taking on the tremendous cost of the piles of mail schools send to potential students, and the waste that results from the effort. He figured that he received at least $200 worth of pitches in the past year or so.        </p>
<p>
“Why, in an era of record-high <a href="http://topics.nytimes.com/top/reference/timestopics/subjects/s/student_loans/index.html?inline=nyt-classifier" title="More articles about student loans." class="meta-classifier">student loan</a> debt and unemployment, are colleges not reallocating these ludicrous funds to aid their own students instead of extending their arms far and wide to students they have never met?” he asked in the essay.        </p>
<p>
Antioch College seemed to think that was a perfectly reasonable question and accepted him, though he will attend Oberlin College instead, to which he did not submit the essay.        </p>
<p>
“It’s a bold move to critique the very institution he was applying to,” said Mr. Bauld, who also teaches English at Horace Mann School in New York City. “But here’s somebody who knows he can make it work with intelligence and humor.”        </p>
<p>
Indeed, Mr. Cranberg’s essay includes asides about applicants’ gullibility and the college that sent him a DHL “priority” envelope, noting inside that he was a priority to the college. “The humor here is not in the jokes,” Mr. Bauld added. “It originates in a critical habit of mind, and the kind of mind that is in this essay is going to play out extremely well in any class that he’s in.”        </p>
<p>
Admissions professionals often warn people not to think that they can write their way into the freshman class. “The essay is one document that, even in the best of circumstances, is written by an individual telling one story,” said Shawn Abbott, the assistant vice president for undergraduate admissions at New York University. “I don’t believe that any one writing sample should trump what they did over four years.”        </p>
<p>
Still, he acknowledged that his staff had been taken with the story told by Lyle Li, a 19-year-old Brooklyn resident who applied this year. He wrote about his family’s restaurant and his mother, an immigrant from China who once wanted to be a doctor and now works behind a cash register.        </p>
<p>
“When I visit my friends, I see the names of elite institutions adorning the living room walls,” wrote Mr. Li, a senior at Regis High School in Manhattan. “I am conscious that these framed diplomas are testaments to the hard work and accomplishments of my friends’ parents and siblings. Nevertheless, the sight of them was an irritating reminder of the disparity between our households. I was not the upper-middle-class kid on Park Avenue. Truth be told, I am just some kid from Brooklyn. Instead of diplomas and accolades, my parents’ room emits a smell from the restaurant uniforms they wear seven days a week, all year round.”        </p>
<p>Twitter: @ronlieber </p>
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